Safe Online Shopping: 10 Tips to Avoid Getting Burned

You need to buy gifts for the holidays and you need to purchase them quickly. You can either brave the madness of shopping at your local mall or kick back at home and buy all your gifts online. Doing your holiday shopping online can be a great way to save time while you find the right gifts at the best price. You’ll skip the parking lot wars, avoid getting the flu from your fellow shoppers, and stay out of pick-pockets’ crosshairs. But though it may be easy and convenient to shop in your pajamas, you still need to take precautions to make sure your electronic ‘purse strings’ are safe and secure. Here are some simple tips for safe online shopping:

Secure your computer. Make sure your home computer has updated security software installed, and run regular system check to keep hackers’ keylogging viruses away.

ONLY shop from home. Don’t do your online shopping from the local cafĂ©, the airport or other public places. These open networks are easier targets for identity thieves to hack into your computer. Only shop from your secured home network.

Click carefully. Your favorite store just sent you a great coupon! But wait! Before you click on email links, be sure of where they lead. Scam emails can look just like the real ones from your favorite stores, with links that appear to take you to legitimate sites. But hover over the link and you may see a different web address – this could be a fake site, designed to gather your credit card information for fraud. Your safest bet is to manually navigate to your favorite retailer’s website.

Know thy merchant. One of best parts of online shopping is easily comparing prices to find a great deal. You may find the gift you want for half the price – but make sure the merchant is reputable and trustworthy. If you haven’t done business with a merchant before, look for online reviews. Using aggregators like Amazon.com and Yahoo Shopping is another good way to make sure your merchant doesn’t take you for a fraudulent sleigh ride.

Lock down your site. When you visit a retailer’s website, look for “https” at the beginning of the URL. This “s” – along with a small gold lock in the lower-right corner of your browser – indicates an extra level of security for your online shopping.

Log out. Always logout securely when leaving a website.

Check if your payment details are stored. Some online shopping sites ask if you want to store your payment details for future purchases. It’s always handy to have your information stored, especially if you use that site often. But, watch out for this on lesser-known websites.

Compare ‘real’ prices. Make sure you know how much you will be charged for shipping, and if there are any taxes or fees that will be added to your online purchase. These ‘extras’ can add up quickly, so be sure you include them when comparison shopping. Many retailers offer free shipping around the holidays, and others allow free in-store pick-up of your online purchases – easy ways to add extra savings to your holiday shopping.

Know the Return Policy. Read the merchant’s return policy before making your purchase. One of the downsides of online shopping is the inability to ‘try it on’ or see the item before purchasing, so make sure your merchant offers you an easy way to return/refund your purchase if it’s not what you expected.

Choose Credit – not Debit. If possible, use a credit card to pay for online purchases. Federal law limits your liability to $50 in the event of fraud. Better yet, many credit card companies will waive this liability, and offer advanced fraud protection and detection programs to keep you safe.

Keep an eye out. If you are doing a lot of online shopping, make sure to check your account and credit card statements regularly to verify all charges. If you have questions about a transaction or suspect fraud, call your financial institution immediately.

Save your Receipts! Just as with in-store shopping, you’ll want to save all your receipts from online shopping. You may choose to save emailed receipts on your computer, or print them out and file with other receipts.

The bottom line! You can take advantage of the Internet’s great shopping opportunities and still have peace of mind!

Online Shopping – The Pros and Cons

Are you are new to online shopping? Do you want to know the advantages and disadvantages of online shopping? If the answers to these questions are yes, read further to get more information on this new form of shopping, which is also called internet-based shopping.

Pros Of Online Shopping

When you do a comparison of traditional shopping with it, you will find that the latter is more advantageous. In the traditional shopping, there are time restrictions. Most shopping centers open in the morning and close in the evening. If you want to do the shopping in the night, where will you go? Well, you can’t shop at midnight, as most of the shopping centers will be closed at that time. With it, you can shop 24×7, which means that you get up at 0200 hours and look for your favorite DVDs online.

If you go for furniture shopping the traditional way, you will have to go from one shop to another in search for the furniture of your choice. A lot of effort goes into traditional shopping, which is not the case with it. You look out for the best furniture and then select it. Finally, you make the payment for the selected furniture using a credit card, and just sit back and relax, as the furniture will be delivered to you soon.

Electronics shopping is also very convenient in online shopping. You can compare the prices and features of most of the electronic goods and then make the purchase. For example, if you are searching for a cell phone, you can do a comparison shopping on a few websites and find the lowest price. The same activity will take hours together if you have to do it the traditional way, because you will have to run from pillar to post to get quotes for cell phones.

For online shopping, you need not wait in long queues. The greatest advantage of it is the convenience that it gives to the consumers or shoppers. For music lovers, it is a blessing in disguise. Music lovers can listen to the music and select the songs they like the most. Subsequently, they can proceed with the online payment by using a credit card.

Cons Of Online Shopping

Online frauds are the worst nightmares for shoppers shop there. There are some phishing websites that indulge in fraud and fleece money from customers. Online shoppers cannot check the product they are buying unless it reaches their homes. Tangible products that need to be touched and felt are sometimes difficult to buy on the Internet. Online shops or stores do not accept cash and check, so the shoppers not having a credit card or debt card cannot do shop online.

Online shoppers have to bear the shipping costs of the products in many cases. Although some websites say that they offer free shipping, you need to check the price of that product. The shipping costs are often included in the cost of the product.

Things to Remember While Launching a New Online Shopping Store

In modern times, purchasing things is almost synonymous to online shopping. People of all age groups especially the young generation including college students and young office workers prefer this latest method of shopping. There are many shopping stores that are available online and they seem to be far simpler to access rather than purchasing necessary things from shopping malls or open markets. Needless to say, the concept on online shopping has drastically changed the way people buy and sell things around the globe.

Most of the online stores are found selling goods of all types that satisfy all sorts of our necessities. There are different kinds of categories like men’s apparel, kid’s apparel, women’s apparel, kitchen and food appliances and other fashion accessories like belts, stylish hand bands, jewelries, watches and many more. Many online shops also sell electronic gadgets like mobile phones, tablets, computers, laptops and a lot more including electronic stuff like televisions, instruments to enjoy audio and visual entertainments etc. The suitable accessories for those electronic gadgets such as headphones, pen drives and chargers etc. are also available in these online stores.

Launching a new website for selling goods needs untiring efforts and solid planning. A new online store means creating a new electronic commerce, in brief, e-commerce site which will largely be used for business-to-consumer (B2C) or business-to-business (B2B) transactions relating to various types of business dealings which are conducted on the internet. When a firm launches a new website for selling multiple types of products, they must hold conveniences which are offered by other online stores. If they do so, their new website will also gain fame and continue enjoying it for long.

All types of products must have more than at least four or five vendors so that the consumers can get enough options to choose their product from. Moreover, each and every customer will get the opportunity of comparing the prices of the products with other sellers too. Online websites have made modern shopping far easier just by allowing users to order things from any part of the world and at any moment without needing to leave their office or house. The round-the-clock availability is what the busy people of modern times look for.

The online shopping stores that sell products at reduced prices quite naturally fetch more customers. Hence, before launching a new website, the firm must keep in mind that it must sell products at the most competitive prices. Apart from that, the ordered articles should also reach their consumers as quickly as possible. In this fast-paced life, all buyers want their purchased products to reach them faster. The online store should also entertain the facility of easy payment options like payment through credit, debit cards, and internet banking along with the cash-on-delivery system. To make the launching of a new website a grand success, the firm must do everything unique and nice.

This way, the above-mentioned points and guidelines may be of immense help to all those who are willing to launch their online store desiring for a grand success in the online world. One is also suggested to take the help of any reliable and competent digital marketing specialist before proceeding further. These days, various professionals are working as freelancers who can help you plan an effective strategy to launch an online shopping store. What’s more, these freelancers are more affordable than those companies that can give you a shock with their quotation. You can browse the internet to have a quicker access to these freelancers. Discuss each and everything with them in greater details so that you can actualize your dreams of having a flourishing online business.

Knowing the Basics of Online Shopping

These days, you can go shopping online for clothes, computers, home appliances, travel packages, and almost any product or service. Shopping sites are used by consumers across the globe. The USA and Korea are among the heavy shoppers on the Internet. Australia, UK, the Netherlands, and other countries also share a considerable segment of the worldwide population of Internet shoppers. The extreme convenience that buying online provides is the main reason why it is such a popular option today.

It really is a fast and easy way to buy things for yourself or as gifts for your family and friends. But you need to know the basics about purchasing from the Web to help you have a secure, beneficial, and hassle-free shopping spree.

Just like shopping in the malls, public holidays are also great seasons for you to chance upon discounts and special offers for various popular items like food, electronics, and clothes in online shopping sites. You can save a lot if you check the sale seasons on the Web. But you should also keep in mind that stocks on Internet shops run out more easily than in physical shops. Remember that the sites are usually accessible by people from all over the country or even outside of it. When shopping on the Web, you need to decide fast on what you should buy.

However, you still need to be careful when shopping on an online store. Check the site very well and make sure it is a legitimate shopping site. To be sure, shop only on sites whose URL matches its name. You should also see if the URL starts with “https://” when you’re checking out. Otherwise, don’t proceed with your payment and don’t even give any further information, since it’s most probably not a secure website.

Compared to a debit card and a checking account, a credit card is still the safest payment method online. In the unfortunate case that your credit card details have been misused, you can cancel the unauthorized transactions.

A shopping site should offer you a good price on shipping. Make sure that you’re not being overcharged. You can always check current rates from courier websites. Many online stores now even provide free shipping on certain conditions.

These are just a few reminders that can really help you go on a truly convenient shopping spree on the Internet. Always read the terms and conditions before you give your payment information and proceed with checking out.